Protection from financial loss due to:                                            Standard                                              Enhanced

                                                                                                                   Coverage                                             Coverage


False Impersonation of the true owner of land or 


Instruments executed under fabricated or 

expired Power of Attorneys

Deeds delivered after the death of the Grantor

Deeds by minors

Deeds by persons of unsound mind

Deeds not property delivered

Incorrect legal descriptions

Duress in execution of instruments

Misrepresentation of the martial status of the grantor

Misinterpretation of wills, deeds and other instruments

Interests arising by deeds of fictitious characters to conceal 

illegal activities on the premises

Undisclosed or missing heirs

Wills not properly probated

Deeds to or from invalid or non-existing corporations or


Record defects, liens, encumbrances, adverse claims or 

other matters not known or disclosed to the new owner

that attach before date of policy

Mistakes in recording legal documents

Unmarketability of title

Legal right of access

Easements, claims of easements or encumbrances 

which are not shown by the records

Taxes or assessments not shown as existing liens 

by the records

Unrecorded liens for service, labor or materials imposed

by law

Encroachments and boundary conflicts which a correct survey

would disclose and not shown of record

Claims of parties in possession not shown of record

Unpatented mining claims

A Comparison of Owner's Title Insurance Coverage

Sunshine Title & Settlement, Inc.